Saving at Home II is the continuation of a programme under the same name, which ran until 2016. Although the programme subsidises the same types of intervention, it is designed to overcome the deficiencies of the first one, mainly related to heavy bureaucracy, limited access of low-income households, and low levels of energy savings. As before, the programme was co-funded by the ERDF and national funds from the National Strategic Reference Framework 2014 – 2020. However, in the second programme the loans were issued by the Hellenic Fund for Entrepreneurship and Development, and not by private banks. Furthermore, the maximum budget for renovation per house/apartment was
increased to €25,000 and the condition regarding the objective property value was removed to increase the pool of potential applicants. In the second programme the income thresholds were split into seven categories as shown in the table below.
