Programme “Warm credits”

Programme “Warm credits”


October 2011 to the present; from 2021 will not be available for multi-family apartment buildings (MFABs)


1) HOAs, housing cooperatives

2) Apartment owners

3) Owners of one- and two-family private houses

Managing body


Volume of funding

1) 40% but not more than €467 for an apartment

2) 20% but not more than €400 for boilers

3) 35% but not more than €467 for materials

Own contribution

1) 60%

2) 80%

3) 65%


Resolution of the Cabinet of Ministers of Ukraine dated 01.03.2010, No. 249 dated 17.10.2011, No. 1056.

The most successful programme was used by 151 HOAs and housing cooperatives in Odessa, some of them several times. Disadvantages: obligation to take a loan from a bank, combined with a very high interest on the loan (from 18% per year). The programme aims to improve energy efficiency and renewable energy use in buildings through partial repayment of loans by the state. Measures financed include transferring autonomous and individual heating systems from gas and electricity to renewable energy sources, replacing windows and doors with energy-saving ones, installing energy metering devices, insulating building envelopes, replacing engineering systems.

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