MFI Horizonti: “Domus” housing loan & “Instant” housing loan

MFI Horizonti: “Domus” housing loan & “Instant” housing loan


“Domus” housing loan: 2010 – ongoing


Recipients for both housing loans are people with their own home and substandard living conditions, plus owners of micro and small businesses in the area of commerce, services and retail production. Individual agricultural producers are eligible for the “Instant” housing loan.

Managing body

Microcredit Foundation Horizonti

Volume of funding

  • “Domus” housing loan

Amount: 100,000-300,000 MKD; Repayment period: 24, 36, 48 and 60 months; Interest: 11% annually, declining; RTE from 20.14% to 23.52%

  • “Instant” housing loan

Amount: 30,000-60,000 MKD; Repayment period: 6-18 months; Interest: the interest rate for all individual loans expressed in denars is fixed at 11.00% on an annual basis calculated according to the proportional method


  • “Domus” housing loan

For renovation, extensions, repairs, reconstruction, etc.

  • “Instant” housing loan

For heating material and winter supplies; home appliances; furniture and furnishings; minor home repairs; education costs (field trips, tuitions, computers, student accommodation); covering debts for utilities and taxes; surcharge for flats and land purchase

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