Interest-free loans from EU funds (operational funds of GINOP, VEKOP)

Interest-free loans from EU funds (operational funds of GINOP, VEKOP)


2017-2019 in Budapest (opened up in February 2021 again), and 2017- in other parts of the country


Condominiums, housing cooperatives, family houses

Managing body

Ministry of Finance, Ministry of National Economy, distributed through commercial banks

Volume of funding

c.€28.57 million (10 billion HUF) in the Central Hungary region, c. €285.7 million (100 billion HUF) in the other parts of the country


The loan is financed from the EU Structural and Investment Funds and distributed through commercial banks. The Hungarian Investment Bank (MFB) created a country-wide network from commercial bank branches where people could apply for the loan. The Central Hungary region ran out of money quite soon, however the application procedure was reopened in February 2021. The loans mainly financed renewables for family houses around Budapest. According to the legislation, up to 25% of the funds were allowed to be spent on multi-family apartment buildings, but supposedly even this limit was not reached. It was allowed to be used for the improvement of energy efficiency and renewables.

We invite you to fill in the form to receive news and updates about ComAct in your inbox, not more than twice a year.

Please note all fields are compulsory.


* indicates required

Please select all the ways you would like to hear from BPIE:

We're committed to your privacy. BPIE uses the information you provide to us to contact you about our relevant content, projects, and services. You may unsubscribe from these communications at any time. For more information, check out our Privacy Policy

We use Mailchimp as our marketing platform. By clicking below to subscribe, you acknowledge that your information will be transferred to Mailchimp for processing. Learn more about Mailchimp's privacy practices here.