2005 – ongoing
Bulgarian enterprises, municipalities and private individuals
Management board consists of 11 members
One of the best-performing specialised funds in Central and Eastern Europe, with a default rate of less than 1%; most of its projects are however in public buildings. Only one project has been realised in a residential building with multiple ownership; reasons include HOAs not being legal entities and competition from the grant schemes running in parallel (in the only implemented project, the contract for the full amount was concluded with one homeowner, who guaranteed the whole credit, and there were no state support programmes at that time).
The fund is, however, an excellent potential source of bridge financing complementary to subsidy schemes financed by the Operational Programme or the national budget due to its experience and technical capacity.
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